Your biggest financial decision deserves more than a call centre.
Work with Nathan Linton from first call to settlement, one broker comparing 50+ lenders, a fully digital process, and answers in hours, not weeks.
Built to fix everything people hate about getting a loan.
The broker 150,000 Australians ask for straight answers.
When I bought my first home, I went straight to the bank I'd been with since I was eight. Big mistake, they underquoted my borrowing power by hundreds of thousands of dollars, because they didn't understand how my income was assessed under policy.
That's why Linton Finance exists: so one small policy detail never costs you the home you could have had. It's also why I founded r/AskABrokerAus, Australia's largest mortgage-broking community, 150,000 visits a month from people looking for advice their bank never gave them.
You'll get clear options, plain-English explanations, and end-to-end handling, so you're never chasing banks or second-guessing the biggest decision of your life.
From first call to keys in hand, in three steps.
A free consultation
One conversation to map what's possible for your situation: your borrowing power, your options, and the schemes you qualify for. No commitment, no jargon.
Three options in 24 hours
We compare 50+ lenders and hand you the three best, with special pricing already requested. No paperwork nightmare; the whole application is digital.
Approved, settled, sorted
We handle the banks, the paperwork and the deadlines while you get updates at every step. Then Rate Watch™ keeps your deal sharp for years to come.
Whatever you're buying, there's a right way to fund it.
First Home Buyers
Get into your first home sooner, with every grant, scheme and concession you're entitled to.
Learn more →Home Loans
Hundreds of loan products compared against your situation, not your bank's sales targets.
Learn more →Refinancing
If your rate hasn't been reviewed in 12 months, you're probably paying too much. Let's fix that.
Learn more →Investment Loans
Structure matters as much as rate. Build a portfolio with lending that scales with you.
Learn more →Construction Loans
Building or renovating? Progress payments and valuations handled from slab to handover.
Learn more →Debt Consolidation
Roll cards, car and personal loans into one repayment at home-loan rates, structured to actually save money.
Learn more →Renovation Finance
Fund the kitchen, the extension or the full transformation with the equity already in your home.
Learn more →Debt Recycling
Turn non-deductible home loan debt into deductible investment debt, one repayment at a time.
Learn more →Self-Employed Loans
ABN holders and company directors, approved on how the business really performs, not just taxable income.
Learn more →Hear from our happy homeowners.
Everything people ask before they book.
Does it cost me anything to use a broker?+
No, our service is completely free for you. We're paid a commission by the lender when your loan settles, and unlike a bank, we compare 50+ lenders to find the deal that suits you, not the one that suits them.
Why use an independent broker instead of my bank?+
Your bank can only sell you its own products. We're a boutique, fully independent brokerage with access to 50+ lenders, and unlike large brokerages that pass you to offshore teams after the first call, everything is handled in-house from application to settlement and beyond.
Can you actually negotiate my rate?+
Yes. We submit special pricing requests on every client's deal and leverage our banking relationships to push for the best pricing, at application, and every year after through Rate Watch™.
Do we need to meet in person?+
No. The entire process can be handled remotely, consultations over Zoom or phone, documents submitted digitally. Evenings and weekends included, because not everyone's life fits 9 to 5.
How fast will I have options in front of me?+
Once we have your documents, you'll receive a product comparison report with your three best lender options, special pricing requests included, in under 24 hours.
What documents will I need?+
Generally: ID, proof of income (payslips, or tax returns if self-employed), bank statements, and existing loan details if refinancing. We guide you through all of it, digitally and securely.
Find out what's actually possible.
A free 30-minute call with Nathan. Your borrowing power, your options, and a clear plan, with no obligation and nothing to prepare.
Prefer a callback instead?
Nathan will call you back within one business day.