Loan repayment calculator
Your repayments weekly, fortnightly or monthly, the total interest over the loan, and what a little extra each month does to both.
Your loan balance over time
Add an extra monthly amount above and the teal line pulls away: the gap is interest you never pay.
Estimate only, based on principal-and-interest repayments at a constant rate. Fortnightly and weekly figures are straight conversions of the monthly amount. Excludes fees. Results are not a quote, loan offer or pre-approval.
Small differences, huge totals
Your repayment is driven by three things: the amount, the rate and the term. Over 30 years, small differences compound into serious money. A rate just 0.25% lower on a $650,000 loan saves tens of thousands, and modest extra repayments in the early years do even more, because early dollars kill interest for decades.
Once you know your ballpark repayment, the real question is whether you are paying more than you need to. Nathan compares your rate against 50+ lenders; if there is a better deal, he finds it and handles the switch.
Hear from our happy homeowners.
Calculators guess. Nathan checks.
A free 30-minute call gets you the numbers lenders will actually approve, across 50+ of them.