The government wants to help you buy. Most buyers never claim it.
Between federal guarantees, state concessions and grants, there can be tens of thousands of dollars on the table. We check every one of them in your first call.
First Home Guarantee
Buy with as little as a 5% deposit and skip lenders mortgage insurance entirely, a saving that can run into the tens of thousands.
Stamp duty concessions
Depending on your state and price point, you could pay reduced stamp duty, or none at all. Often the single biggest saving available.
First Home Owner Grant
Buying or building a new home? You may be eligible for a government grant towards your purchase on top of everything else.
Eligibility depends on your income, state and property price, the rules change often. We confirm exactly what you qualify for before you commit to anything.
Thirty minutes. Four answers most buyers never get.
Online calculators guess. Banks quote their own policy only. In one conversation with Nathan, you'll know where you actually stand, across 50+ lenders, not one.
Book a free consultationFrom "can we even do this?" to keys in hand.
A free consultation
Your borrowing power, your deposit position, and every scheme you qualify for, mapped in one conversation. No commitment, no jargon.
Pre-approval, sorted
We compare 50+ lenders, secure your pre-approval and lock in your scheme spot, so you can make offers with real confidence.
Offer to settlement
Found the one? We handle the banks, the deadlines and the paperwork through to settlement, and keep your rate honest for years after.
Hear from our happy homeowners.
Asked on every first call.
How much deposit do I really need?
Often far less than the 20% you've been told. With the right scheme some buyers get in with 5%, and family guarantee options can lower it further. The honest answer depends on your income and target price, and we model it precisely in your first call.
Does using a broker cost me anything?
No, our service is completely free for you. We're paid a commission by the lender when your loan settles, and we compare 50+ lenders to find the deal that suits you, not the one that suits them.
What documents will I need?
Generally: ID, payslips, and bank statements showing your savings and expenses. Everything is submitted digitally and securely, we walk you through each item.
Do we need to meet in person?
No. Consultations happen over Zoom or phone, evenings and weekends included, and the entire application is digital. We work with first home buyers Australia-wide.
How long does pre-approval take?
Once we have your documents, you'll have a comparison of your three best lender options within 24 hours, and we prioritise your pre-approval with the lender from there. Timing varies by lender, and we'll tell you upfront which ones are moving fast.
Stop guessing. Find out where you stand.
A free 30-minute call with Nathan. Your borrowing power, your deposit plan, and every scheme you qualify for, no obligation, nothing to prepare.
Prefer a callback instead?
Nathan will call you back within one business day.